Buying a Home in a Recession: Home Buyer’s Adaptation

The end of the McMansion era has left us with manymore reasonable amount of house that still fulfills their
empty remnants of the style that is now seen in manyneeds.
quarters as a stark illustration of the frivolity of theThe benefit of buying a better house for your money
housing bubble. Unfortunately, for those left holding theinstead of just more house is that your home will retain
deeds of these oversized architectural Frankensteinsits value longer if it’s built with quality construction
in the resulting housing crash, home buyers tastesand finishing. Due to the current trend to buying and
have shifted away mega-sized abodes to buyingbuilding homes that have a more direct correlation to
reasonably sized, quality homes.the amount of space that a family actually requires
The years of lenders setting up home buyers withcompared to how much space the home has,
subprime adjustable rate mortgages resulted in manydesirable homes have become somewhat smaller in
people buying or building homes far beyond theirgeneral as well.
means that they could make payments on in theSmaller homes with a lower price tag are an asset for
beginning but once their mortgage rates started to slidethe market currently, because while it used to be
upwards they could no longer afford to pay theirpossible to buy a home with no money or very little
mortgage payments and homes starting piling up onmoney as a down payment, this is no longer the case.
the foreclosure and shortsale market. For many ofIn many areas, lenders are requiring 25% of the cost
these people, the new trend of massive homes with aof a home as a down payment. Consequently, the
plethora of specialty rooms that used up as much ofprice of a home that buyers can afford to purchase is
the lots that they were built on was an appealingdiminished.
choice.Across the country the home size trend does have a
Fast forward to the present, and for many peoplegreat deal of variation either for smaller or larger
buying homes currently, the large, bland, oversizedfootprints; some areas haven’t suffered nearly as
homes that exemplified the housing boom somuch of a decrease in home values and therefore
well—the uninspired architecture of theowners haven’t lost as much equity in their homes.
McMansion—are the antithesis of what they nowHowever, regardless of the sizes and prices, quality
are looking for in a home. We have hopefully realisedconstruction and finishing seems to be king for the time
that “more” isn’t necessarily better; in fact,being, and rightly so; quality homes hold their value over
many home buyers are on the lookout now for atime.