| The US government has set up housing grants for first | | | | factors, which is considered in your application for |
| time home buyers both at the Federal and at the state | | | | grant, is the number of dependent children you have |
| level. For first time home buyers, the New York | | | | and whether you and your spouse are responsible for |
| government grants is one of best offers one can think | | | | parents living with you. To accommodate all your |
| of in these days of acute monetary crisis throughout | | | | family members, you have to ask for a house of |
| the country. The New York government grants, which | | | | appropriate size. While examining your application, the |
| may be in thousands of dollars, provide real relief to | | | | grant authorities may consider that you need a house |
| citizens, wishing to buy their first homes. The New | | | | with 4-5 bedrooms, commensurate with the size of |
| York government grants for first time home | | | | your family, including your parents and children. The |
| buyerscomes through the New York State Housing | | | | application reviewer may decide that you need a |
| Finance Agency. These grants operate as a joint | | | | matching higher income to qualify to get the grant. |
| program between the government and the banks, to | | | | To know more about New York State Grants for first |
| help citizens to make an increased initial down | | | | time home buyers, from the New York State Housing |
| payment, thereby enabling them to buy their first | | | | Finance Agency, you should visit the agency's website |
| homes. | | | | page, specifically detailing the loan/grant program. In this |
| There are of course, certain conditions to be fulfilled, | | | | site, there is a wealth of information on where to find |
| before you could be eligible to get New York | | | | grant programs for first time home buyers in each |
| government grants, even if you are first time home | | | | state. The website would also provide you the grant |
| buyers. The essential precondition is that you did not | | | | application form, which you must fill in meticulously. It is |
| own a house for last three years or more in your | | | | extremely important that you fill in the grant application |
| name. Another stipulation is that your combined family | | | | accurately and submit it before the deadline. |
| income should be within a fixed ceiling. One of the | | | | |