| The government wants to help you to buy your first | | | | You can find first time homeowners government |
| home and become a homeowner. Buying the first | | | | grants online, usually listed under personal grants. If you |
| home is one of the biggest dream many of us has. | | | | are a US citizen and at least 18 years old you can |
| Many times it takes years until there is enough money | | | | receive this free government money. It's free money, |
| saved up for the down payment. | | | | once you receive it you never have to pay it back as |
| That's where the government could help you in the | | | | long as you will use it, according to your application. |
| form of free government money as a first time home | | | | There is no credit check when you apply for |
| buyer. There are federal and local grant programs | | | | government grants. |
| which can help you with the down payment. You can | | | | First time home buyers should take advantage of the |
| even get mortgages with less interest and less points. | | | | free government grants. It could help with the down |
| Most of the first time home buyers don't know about | | | | payment and can save a lot of money for the home |
| these grant programs. The real estate agencies and | | | | buyers. These grants can be found online. There is |
| mortgage companies are not interested educating their | | | | also help available applying for these grants. The |
| customers about available free federal money. The | | | | sooner you apply the sooner you will receive the free |
| more money you get from the government the less | | | | government money. |
| money they make. | | | | |