| Thousands of people qualify every year for special | | | | Agriculture) plan called the Rural Development -Housing |
| single parent home grants from the federal | | | | & Community Facilities Programs (HCFP). The |
| government. These assistance programs can be used | | | | HCFP system funds many single parent home grants |
| to make a down payment of a mortgage. While still | | | | and various other homeownership opportunities, |
| others of these home grants can used to renovate or | | | | especially ones designed for single parents living in rural |
| repair an existing house. If you have ever wanted to | | | | America. |
| know more about home grants for single parents, then | | | | Check the eligibility requirements. Many federal |
| you should read more of this article. | | | | assistance programs require that a single parent meet |
| Mortgage Assistance - Fact or Fiction? | | | | specific prerequisites in order to be awarded a single |
| You may think that this is too good to be true, but it's | | | | parent home grant. So to save your self lots of time |
| not. There really are actual programs that act just like | | | | and frustration, read the home grant eligibility rules very |
| home grants for single parents. Usually hosted under a | | | | carefully. |
| number of different federal and state programs, these | | | | Each government agency has different rules and |
| single mother grants provide financial aid to low-income | | | | regulations, so each single parent home grant |
| and other qualifying single moms and dads so that | | | | application will differ slightly. But most will require that |
| they can provide decent and safe housing for their | | | | your earned income not exceed a certain a specified |
| families. Listed below are some steps you can take to | | | | amount and that you are able to prove proof that you |
| find the right single parent home grant for you. | | | | are indeed a single parent. |
| First, use your local city or state government to find | | | | Single parenthood candidates also include a divorced |
| home grants for parents. If possible use the Internet to | | | | person who had custody of the kids, any family that |
| explore the various local and state websites. Next | | | | has been abandoned by the other parent and any |
| start calling all the various home buying programs and | | | | family that has one parent incarcerated or who has |
| counseling centers you can in your phonebook. | | | | died. |
| Second, visit grants. gov , a federal clearinghouse on | | | | Visit your family bank, savings and loan or credit union |
| not only home grants. This website has access to | | | | and talk to their loan specialists. See if they work with |
| hundreds of different grants and information of other | | | | any government programs that provide funds for |
| forms of federal loans or assistance | | | | single parent mortgages. |
| Now you can visit your local Public Housing Authority | | | | Once you have all the information you need, you can |
| to see if they participate in the US Department of | | | | start the application process. Select the single parent |
| Housing and Urban Development's (HUD) | | | | home grant that you think means your needs. Now |
| "Homeownership Voucher Program." This program | | | | download the grant forms and other package |
| offers housing vouchers instead of grants. But all | | | | information. Complete all the forms and submit them |
| vouchers can be used to make down payments of | | | | before the specified deadline. |
| mortgages as well as make repairs. | | | | As you can see, finding special single parent home |
| Next if you live in a more rural setting, you may qualify | | | | grants while not simple, is not as difficult as some |
| for enrollment in the USDA's (US Department of | | | | people think. |