Tax Credit For First Time Home Buyer and Current Home Owners

Senate voted on a bill to extend tax credit for firstdepending on their circumstances.
time home buyers. Anyone earning under $125,000 asIf you're a home owner who has been waiting to sell,
an individual and $225,000 as a married couple will bethis very well could be your chance. The tax credit
eligible for the $8,000 tax credit as part of the stimulusextensions and add-ons benefit you as a home seller
package. This will enable any buyers that fit the(buyers will be out looking to take advantage)and you'll
government criteria to purchase a home and receivehave the chance to take advantage of the 6500.00
the $8,000 tax credit back on their tax returns. Or theytax credit for current home owners, as well lower
may be eligible to use the credit towards their closinginterest rates and low home prices make this a
cost.remarkable time to buy. You could also qualify for the
Congress also passed another tax credit of as muchFHA loan if your new home will be a primary
as $6500.00 for people that already own a primaryresidence.
residence. This directly benefits existing home ownersIf you're a first time home buyer who has been sitting
who wish to purchase a new home as a primaryon the fence, I would say its time. Don't let the
residence. Credit is for homes that are purchasedopportunity to purchase a home pass you by when all
under $800,000 and contracts must be signed no lateris in your favor, low interest rates, homes at their
than April 30, 2010 and close before June 30, 201lowest in years, the tax credit, as well as FHA
This appears to be the last chance to take advantagefinancing that can get you into a home with as little as
of the $8,000 tcredit for first time home buyers, it also3.5% down. FHA will also allow up to 6 % seller assist
is a chance for existing home owners to sell theirto help with the closing cost.
existing homes and either upgrade or downgrade